- €14.99/mo (≈$16.74), 100 credits a month included; 100 extra credits for €79.99 (≈$89.31)
- Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
- Scenario content is included in the subscription; you pay credits only to generate more
- Pre-generated top-quality content at 15 credits each
- Long chat memory that stays coherent after several thousand messages
- Your own generated content: 4 credits per image, from 30 credits per video
- NaughtiAI OÜ, Estonia (EU)
- Watch out: credits are not refunded

By Nathan Nanan · Checked 11 Nov 2026 · 18+
AI Roleplay Group Chat
Written ensembles, group chats with up to 10 characters and multiplayer Worlds: who has what, on which tier.
Platforms with scenes for several characters, in list order
- Companion chat, custom characters, adult video on 7 models, audio calls
- Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
- Free: 20 messages a day, no media
- Secret Labs Inc. (Delaware); Trustpilot 4.5 from 324 reviews
- Watch out: no refund for the current period
- Custom companions plus a huge community library, images, video, voice calls
- Unlimited messages and 1,000 dreamcoins a month on paid plans
- Free: 5 messages per character and 55 coins once (reported)
- Dream Studio USA, Inc. (Delaware)
- Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)
- Design a companion or pick a premade one; images, voice and video calls
- NOVA image-to-video clips with sound
- Ultimate includes 1,000 XOT a month; an image costs 50 XOT
- Xotic Tech OÜ, Estonia; Trustpilot 4.8 from 60 reviews
- Watch out: 5 free messages in total, subscriptions non-refundable
- 350+ premade characters, images, AI video and a live video mode
- Core text chat free with unlimited messages (homepage)
- Refund within 24 hours if no more than 20 credits are used
- 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 29 reviews
- Watch out: Premium prices are not public, custom creator not live
Short answer (11 November 2026)
- For AI roleplay group chat with your own characters, Xotic AI goes furthest: up to 10 characters on Elite, plus Worlds you play with friends.
- GoLove AI Scenarios hold up to 10 premade characters; Secrets AI Ultimate allows 2 or 3 companions.
- naughti.ai has scenarios with more than one character, written for you, with the plot kept on track.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Adults 18+ only. All characters are AI and fictional.
Three ways to get several characters in one scene
AI roleplay with multiple characters comes in three forms. Written ensembles put several characters in a story someone else plotted. Group chats let you add companions to one conversation and have them answer in turn. Multiplayer stories let real people, not just AI characters, join the same scene. Each has a different price model, and the table records only what the vendors publish.
Group features side by side
| Group feature | Max characters | Tier | Cost per turn | |
|---|---|---|---|---|
| naughti.ai | Some scenarios have more than one character | Set by the scenario | Plan | Included |
| Nectar AI | Not stated | — | — | — |
| Secrets AI | Group chats with companions | 2–3 | Ultimate | Not published |
| Joi AI | Not stated | — | — | — |
| OurDream AI | Fusion video: two of your characters in one scene | 2 (video) | Paid (coins) | Not published |
| Xotic AI | Group chats; Worlds, multiplayer stories with friends | Up to 10 | Elite (group); Ultimate (Worlds) | Group reply 5 XOT; Worlds 10 XOT |
| GoLove AI | Scenarios with several characters | Up to 10 | Not stated | Not published |
Checked 11 November 2026. "Reported" marks a figure from a named third-party review, not from the vendor.
In practice: Nectar AI and Joi AI do not describe group chat at all, so treat them as one-to-one companions. OurDream AI’s group option is a video feature, not a group text chat.
What kind of group scene do you have in mind?
What a group scene costs
| Platform | Published unit | What the plan includes |
|---|---|---|
| naughti.ai | Scenarios included; credits only for extra media | €14.99/mo (≈$16.74) with 100 credits a month |
| Secrets AI | Group chats on Ultimate only | Ultimate $39.99/mo with 15,000 Moments |
| Xotic AI | Group reply 5 XOT; Worlds 10 XOT per turn | Ultimate $24.99/mo with 1,000 XOT; Elite adds 6,000 XOT and group chats |
| GoLove AI | Not published | Plan prices not public |
A 30-turn Xotic AI World therefore uses 300 XOT, by its own cost table.
How to keep a group scene coherent
- Introduce one character at a time and give each a clear role in the first few turns.
- Name who you are talking to when you address one character in a busy scene.
- Keep the cast small at first. Three characters are easier for any model to track than ten.
- Restate the setting after a long side conversation, the same way a game master would.
These are general habits for any multi-character chat, not features of a specific platform.
Before you start a group story
- Longer scenes need more memory. Xotic AI ties deeper memory to Elite, the same tier as group chats; Secrets AI’s group chats sit on Ultimate, which also has the largest context.
- Adults only, fictional only. All seven platforms are 18+, and every character in a group scene is AI and fictional.
- Inviting friends. Xotic AI Worlds are described as multiplayer stories with friends and are included with Ultimate.
Long group stories depend on recall, so see AI roleplay sites with memory. To design the cast yourself, compare character creators. For story-first play, the naughti.ai entry explains how its scenarios work.
Sources I used
I read these public pages between 9 and 11 November 2026 (naughti.ai product facts as of 10 November 2026).
- naughti.ai Terms of Service
- Secrets AI wiki: subscription tiers and limits
- Secrets AI wiki: Moments and payments
- OurDream AI homepage and FAQ (plans)
- RoboRhythms: OurDream AI review (29 Oct 2026)
- Xotic AI FAQ (25 Oct 2026)
- Xotic AI docs: XOT costs (25 Oct 2026)
- Xotic AI billing FAQ (25 Oct 2026)
- GoLove AI homepage
Adults 18+ only. All characters are AI and fictional. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links; links to naughti.ai carry a source tag.
AI Roleplay Group Chat: FAQ
Which AI roleplay site allows the most characters in one chat?
Xotic AI and GoLove AI both publish up to 10. Xotic AI puts group chats of up to 10 characters on its Elite plan, and GoLove AI’s Scenarios let you chat with up to 10 characters at once. Secrets AI’s group chats hold 2 or 3 companions on Ultimate, as of 11 November 2026.
What are Xotic AI Worlds?
Xotic AI’s plan card describes Worlds as multiplayer AI stories with friends. They are included with the Ultimate plan and cost 10 XOT per turn by Xotic AI’s own cost table, so a 30-turn story uses 300 XOT. Ultimate includes 1,000 XOT a month.
Does naughti.ai support scenes with more than one character?
Yes, in its own way. Some of naughti.ai’s hand-written scenarios have more than one character, and the scenario decides how they come in. You cannot add your own characters or build a custom cast, because naughti.ai has no character builder.
Can I run a group chat on a free plan?
Not on the platforms that publish group features. Secrets AI’s group chats need Ultimate, Xotic AI’s need Elite and its Worlds need Ultimate, and Xotic AI’s free tier is 5 messages in total. GoLove AI does not say which tier unlocks Scenarios.
Is OurDream AI's Fusion video a group chat?
No. Fusion video puts two of your own characters in one generated video scene. It is a media feature paid in dreamcoins, not a text chat where several characters answer you. OurDream AI does not describe a multi-character text chat on its homepage.
Why do group scenes cost more than one-to-one chat?
Every character’s reply is a separate model answer, so platforms that price per reply charge more for a busy scene. Xotic AI charges 5 XOT per group reply. A larger scene also fills the context window faster, which is why group features sit on the tiers with the biggest memory.
More in this catalogue

AI roleplay sites with memory
Published context and memory tiers, vendor claims and what ends when you cancel.

Character creators
Who lets you build a custom character, what is free and what extra characters cost.

naughti.ai catalogue entry
Entry #1: written adult scenarios, one plan, credits and limits in one card.
Ask AI about this page
Nathan Nanan
Editor, AI Roleplay List
I keep the AI Roleplay List: a catalogue of seven AI roleplay platforms for adults, naughti.ai first. Each entry is built from what the platform publishes (plan pages, help centres, FAQs, terms, app-store searches), with named third-party reviews only where a platform is silent. Every entry carries a check date; I never describe tests or purchases I did not make.